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FINANCE EXPLAINED

CHOOSE FROM A RANGE OF CONVENIENT FINANCING OPTIONS TO SMOOTH THE PATH TO YOUR NEW LAND ROVER

GET DIRECTIONS

  • PERSONAL CONTRACT PURCHASE

    Take advantage of Land Rover’s high residual values to keep monthly payments down by deferring some of the credit owed until the end. There are a number of final payment options too.

  •

    PERSONAL CONTRACT HIRE

    Personal Contract Hire gives you an initial rental in advance of 1 – 12 months, regular rental fees, and no need to worry about disposing of your vehicle when the contract ends.

  •

    BUSINESS CONTRACT HIRE

    A convenient rental plan for business customers, Business Contract Hire features fixed monthly rental repayments over an agreed term to suit your budget.

  •

    HIRE PURCHASE

    If you want to own your Land Rover at the end of your finance agreement, Hire Purchase (HP) helps you spread the cost with fixed monthly payments.

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    ADVANCE PAYMENT PLAN

    With only one upfront payment, and the rest of the vehicle cost deferred until the end of the agreement, you get a cost effective plan to own your Land Rover.

  •

    UNDERSTANDING FINANCE

    Make a fully-informed decision about your budgeting needs by understanding the finer details of our finance products.

OUR PRODUCTS



HIRE PURCHASE (HP) PERSONAL CONTRACT PURCHASE (PCP) ADVANCE PAYMENT PLAN (APP) BUSINESS OR / PERSONAL CONTRACT HIRE
Availability Online and at Retailer Online and at Retailer Retailer only (Product available for new Vehicles Only) Retailer only
(Product available for new Vehicles Only)
Deposit Required Flexible. No deposit options may be available. Flexible. No deposit options may be available. Deposit equates to the total price of vehicle less the Guaranteed Minimum Future Value (GMFV) plus any interest applicable 1-12 months initial rental upon delivery of the vehicle
Maximum Age of the Vehicle at the end of the Agreement 14 years† 8 years† 3 years† 5 Years†
Length of the Agreement 12 – 60 months depending upon age of vehicle 13 – 49 months depending upon age of vehicle 13 – 37 months 24- 60 months
Ownership Options at the End of the Agreement – Once all payments have been made, you will be the proud owner of your Land Rover. – Part exchange*
– Pay the outstanding Optional Final Payment to own the vehicle**
– Return the vehicle (under the Goods Return Option)***		 – Part exchange*
– Pay the outstanding Optional Final Payment to own the vehicle**
– Return the vehicle (under the Goods Return Option)***		 – No ownership, vehicle must be returned to leasing company
Fixed Payments
Yes
Yes
No monthly payments Yes
Mileage Restrictions No Yes Yes Yes
Optional Vehicle Maintenance Cover No No No Yes†
Final Lump Sum Payment at the End of the Agreement No Yes Yes No
Fully Comprehensive Motor Insurance Required Yes Yes Yes Yes†

† Some exceptions apply
* Part exchange is subject to settlement of your existing credit agreement, new credit agreements are subject to status
** Optional Final Payment includes Option to Purchase Fee
*** You have the option at the end of the agreement to return the vehicle and not pay the deferred Optional Final Payment. Providing the vehicle is in good condition and has not exceeded the permitted maximum mileage you will have nothing further to pay. If the vehicle has exceeded the permitted maximum mileage a charge for excess mileage will apply. Further information on what is considered good condition can be found at www.landrover.co.uk/fairwear
+ Maintenance includes routine servicing, tyres, replacement parts and repairs due to fair wear and tear. Repairs or replacements from accidental or malicious damage and damage caused by driver misuse or abuse are excluded.

NEED FURTHER SUPPORT?

If you would like to talk to someone about your credit agreement, please contact our Customer Services Team on 0344 824 4732 for advice, assistance, information and more. Alternatively, contact your local retailer.