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  • FUNCTIONAL

PERSONAL CONTRACT PURCHASE

Take advantage of Land Rover’s high residual values to keep monthly payments down by deferring some of the credit owed until the end. There are a number of final payment options too.

PERSONAL CONTRACT HIRE

Personal Contract Hire gives you an initial rental in advance of 1 – 12 months, regular rental fees, and no need to worry about disposing of your vehicle when the contract ends.

BUSINESS CONTRACT HIRE

A convenient rental plan for business customers, Business Contract Hire features fixed monthly rental repayments over an agreed term to suit your budget.

HIRE PURCHASE

If you want to own your Land Rover at the end of your finance agreement, Hire Purchase (HP) helps you spread the cost with fixed monthly payments.

ADVANCE PAYMENT PLAN

With only one upfront payment, and the rest of the vehicle cost deferred until the end of the agreement, you get a cost effective plan to own your Land Rover.

UNDERSTANDING FINANCE

Make a fully-informed decision about your budgeting needs by understanding the finer details of our finance products.

OUR PRODUCTS

1

H P P C P A P P P C H BCH
New and used vehicles Yes Yes* Available for vehicles up to 3 months old New only New only
Minimum finance advance Typically £2000** Typically £2000** No No No
Length of agreement From 1-5 years** From 1-4 years** 1-3 years** From 2-5 years 2-5 years
Deposit/initial rental required Yes
£0 deposit may be available		 Yes
£0 deposit may be available		 Deposit is the total price less the deferred optional final repayment plus any interest applicable Yes
Typical initial payment of between 1 and 12 rentals or lump sum amount		 Yes
Typical initial payment of between 1 and 12 rentals or lump sum amount
Fixed monthly repayments Yes Yes No monthly repayments Yes**** Yes****
Optional final repayment
No Yes Yes No No
Maximum permitted age of car at agreement end Typically 14 years*** Typically 9 years 3 years Typically 5 years Typically 5 years
Ownership option at agreement end Yes Yes
After optional final repayment is paid		 Yes
After optional final repayment is paid		 No
Vehicle must be returned		 No
Vehicle must be returned
End of contract goods return option No Yes
Return conditions apply		 Yes
Return conditions apply		 Yes
Return is compulsory Return conditions apply		 Yes
Return is compulsory Return conditions apply
Mileage and condition restrictions/charges
(if you exceed permitted maximum/ contracted mileage or the vehicle is not in good condition upon return)		 No Yes
Charges apply if you return the vehicle		 Yes
Charges apply if you return the vehicle		 Yes Yes
Ability to amend annual mileage in life No No No Yes
Subject to status		 Yes
Subject to status
Voluntary termination (HP/ PCP/APP) Early termination (PCH/BCH) Yes
Return conditions apply		 Yes
Return conditions apply		 Yes
Return conditions apply		 Yes
Return conditions apply		 Yes
Return conditions apply
Early settlement option Yes Yes Yes N/A - see Early Termination Page 20 N/A - see Early Termination Page 24
Fully comprehensive insurance required Yes Yes Yes Yes Yes
Ability to amend monthly payment due date Yes
Once every 12 months		 Yes
Once during the agreement		 Yes
Once during the agreement		 Yes
Subject to conditions		 Yes
Subject to conditions
Optional maintenance packages available No No No Yes Yes

* Some exceptions apply.

** Promotional offer terms may vary.

*** Some exceptions apply.

**** VAT and Vehicle Excise Duty are charged at the prevailing rate and may vary during the life of the agreement.

NEED FURTHER SUPPORT?

If you would like to talk to someone about your credit agreement, please contact our Customer Services Team on 0344 824 4732 for advice, assistance, information and more. Alternatively, contact your local retailer.  
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